Privacy Policy

First Elite Insurance LLC (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information in compliance with applicable federal and Florida laws, including the Florida Insurance Code and applicable data protection regulations.

This document outlines our Privacy Policy, Legal Disclaimer, and Terms & Conditions governing your use of our services, website, and communications.

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INFORMATION WE COLLECT

A. Personal Information

We may collect the following:

Full name, address, phone number, email

Date of birth

Driver’s license number

Social Security number (where required for underwriting)

Insurance history and claims data

Payment and billing information

B. Non-Personal Information

IP address

Browser type

Device information

Website usage data (via cookies and analytics tools)

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HOW WE USE YOUR INFORMATION

We use your information to:

Provide insurance quotes and policies

Process applications and claims

Communicate policy updates and notices

Comply with legal and regulatory requirements

Improve our services and customer experience

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INFORMATION SHARING

We may share your information with:

Insurance carriers (including Progressive and affiliated companies)

Licensed agents and brokers

Third-party service providers (e.g., payment processors)

Government or regulatory authorities as required by law

We do not sell your personal information.

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DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.

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COOKIES AND TRACKING

Our website may use cookies and similar technologies to enhance user experience and analyze traffic. You may disable cookies in your browser settings.

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YOUR RIGHTS (FLORIDA RESIDENTS)

You may:

• Request access to your personal data

• Request corrections to inaccurate data

• Opt out of certain communications

• Request deletion where legally permissible

To exercise your rights, contact us at: info@firsteliteinsurance.com

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LEGAL DISCLAIMER

No Professional Advice

Information provided by First Elite Insurance LLC is for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage decisions should be made based on consultation with a licensed insurance professional.

No Guarantee of Coverage

Submitting a request for a quote or communication with our agency does not bind coverage. Coverage is only confirmed upon:

Formal application approval

Issuance of a policy

Receipt of payment

Third-Party Carriers

Insurance policies are underwritten by third-party insurers. We do not control underwriting decisions, policy terms, or claims outcomes.

Use of Website
By accessing our website, you agree to:
Use it only for lawful purposes
Provide accurate and truthful information
Not attempt to gain unauthorized access to systems

Intellectual Property
All content on this website (text, logos, graphics) is the property of First Elite Insurance LLC or its licensors and may not be reproduced without permission.
 
Communication Consent
By submitting your information, you consent to receive:
Calls, emails, and text messages
Communications regarding quotes, policies, and promotions
You may opt out at any time.
 
No Binding Agreement
Use of this website or communication with our agency does not create a binding insurance contract.
 
Limitation of Liability
To the fullest extent permitted by Florida law, First Elite Insurance LLC shall not be liable for:
Any indirect, incidental, or consequential damages
Losses resulting from reliance on website content
Technical interruptions or errors

FLORIDA-SPECIFIC DISCLOSURES
This agency operates in compliance with the Florida Department of Financial Services.
All agents are properly licensed in the State of Florida.
Insurance products are subject to availability and underwriting approval.
Coverage terms, conditions, and exclusions apply and vary by carrier.

THIRD-PARTY LINKS
Our website may contain links to external sites. We are not responsible for their content, privacy practices, or terms.

CHILDREN’S PRIVACY
Our services are not intended for individuals under 18. We do not knowingly collect data from minors.

CHANGES TO THIS POLICY
We reserve the right to update this document at any time. Changes will be posted with an updated effective date.

CONTACT INFORMATION
First Elite Insurance LLC
6500 W 4th Ave Suite 46

Hialeah FL 33012

(786)977-2317
info@firsteliteinsurance.com

ACKNOWLEDGMENT
By using our services or website, you acknowledge that you have read, understood, and agreed to this Privacy Policy, Legal Disclaimer, and Terms & Conditions.